We Work With Your Insurance
Navigating insurance claims doesn't have to be stressful. We're here to help every step of the way.
Dealing with Insurance Claims After House Fire or Water Damage
Experiencing a house fire or water damage can be devastating. In addition to the emotional toll, the process of dealing with the aftermath can be overwhelming. Navigating the insurance claims process is one of the critical steps in restoring your home and your life. At European Restoration, we understand the complexities of insurance claims and are here to guide you through every step of the way.
We work directly with all major insurance companies to ensure you get the coverage you deserve.
How We Help With Insurance Claims
We handle the complexities so you can focus on recovery. Our expertise ensures you receive fair compensation for all damages.
Insurance Claim Assistance
We handle all communication with your insurance company to ensure a smooth process.
Damage Assessment
Comprehensive documentation of all damage for accurate insurance claims.
Estimates & Quotes
Detailed estimates that insurance companies trust and approve.
Insurance Negotiations
We advocate for you to ensure fair coverage for all necessary repairs.
Scope of Work Documentation
Complete documentation of all work needed for insurance approval.
Repair & Restoration Services
Quality restoration work that meets insurance standards and requirements.
Direct Insurance Billing
We eliminate the hassle of insurance claims by working directly with your insurance company. Our team handles all paperwork, documentation, and communication on your behalf.
- No upfront costs for covered damages
- We handle all insurance paperwork
- Expert advocacy for fair settlements
The Insurance Claim Process
Here's how we help you manage the insurance claim process from start to finish:
Immediate Action
Secure your home and ensure safety. Document damage with photos before any cleanup.
Contact Your Insurance
Notify your insurance company immediately. Most require claims within a specific timeframe.
Work with Professionals
Engage European Restoration to assess damage and begin the restoration process.
Understand Coverage
Review your policy to understand coverage limits and exclusions.
Damage Assessment
Insurance adjuster visits and we provide detailed damage reports.
Estimate & Approval
We submit comprehensive repair estimates for insurance approval.
Review Settlement
Carefully review the settlement offer to ensure adequate coverage.
Begin Restoration
Once approved, we begin restoring your property to pre-loss condition.
Why Choose Us to Help with Your Insurance Claim?
Insurance Expertise
20+ years of experience working with all major insurance companies.
Accurate Documentation
Comprehensive damage assessment and documentation for maximum coverage.
Direct Billing
We handle billing directly with your insurance company for your convenience.
Navigating an insurance claim after fire or water damage doesn't have to be stressful. Trust European Restoration to be your guide throughout the insurance claim process.
Common Insurance Questions
What types of damage are typically covered?
Most policies cover sudden and accidental damage from water (burst pipes, not floods), fire, smoke, and storm damage. Flood damage typically requires separate flood insurance.
How quickly should I file a claim?
Most insurance companies require notification within 24-72 hours of the damage occurring. The sooner you file, the better.
Will my rates go up after a claim?
This depends on your insurance company, claim history, and the type of damage. Natural disasters typically don't affect rates as much as negligence-related claims.
What if the settlement seems too low?
We can help negotiate with your insurance company and provide additional documentation to support a fair settlement.
Let Us Help You Get Back on Track
Dealing with a fire or water damage claim doesn't have to be stressful. Trust European Restoration to be your guide throughout the insurance claim process, ensuring you receive the coverage you deserve and that your home is restored to its original condition.
Contact us today for assistance or a consultation on how to handle your claim and start the restoration process.